1. POINTS

Points are accumulated at the rate of 1 point for $1.00 spent on food and beverages, excluding tax and gratuity.

Points are credited to your account when presenting your 837 Club card to your server at the restaurant.

Only the member paying the bill may accumulate points. If a bill is paid by credit card, the name on the card must match the name on the 837 Club card.

Not presenting your membership card at time of purchase may delay point accumulation, as you will need to mail in your original receipt to receive point credit. Members can request credit for transactions up to 6 months after the transaction date.

Members can check their account status online at thepalm.com or by calling Member Services at 1-866-333-7256.

Members cannot get points for purchases made prior to enrollment.

Points may be earned at non-participating 837 Club Palm Restaurant(s) by sending original receipt to Palm Restaurant Group or Member Services.

The program is intended for individual use only. Spouses may not share a membership. Points may not be accumulated for a business entity. Accounts will be audited monthly and inactivated if fraud is suspected.

State laws may prohibit accumulation of points from alcohol purchases.

Restaurants are not permitted to add points to a member`s account for previous visits since enrollment. Original receipts must be sent to PRG or to The Palm`s 837 Club Member Service Department for point issuance on previous visits.

Points have no cash value and may not be redeemed for cash.

Points are non-transferable or devisable, and may not be combined with other members` accounts.

Unused points expire 18 months from date of last transaction.

2. AWARDS

To order an award, please call Member Services at 1-866-333-7256. Awards may also be redeemed online by logging into your account. Allow 14 days for certificate delivery. Restaurants are not able to redeem points or issue award certificates.

AWARD CERTIFICATES MAY NOT BE USEDWITH OTHER PROMOTIONS, OFFERS, DISCOUNTS OR PRIX FIXE MEALS.

Members must accumulate 500 lifetime points, and have used their 837 Club membership card six months prior to their birthday in order to be eligible for a birthday certificate for a complimentary entree.

Club benefits and awards available at participating Palms only.

Awards may vary by Palm Restaurant location.

Award certificates are not valid for tax or gratuity. Federal and State tax liabilities are the responsibility of the cardholder.

3. GENERAL

The changing nature of the restaurant industry requires that PRG adapt and modify the program rules from time to time, and some changes may adversely affect the value of points or awards already accumulated and the right to certain awards. We will notify the members of any such changes at the program`s website, thepalm.com, and in the next scheduled member statement. You should check the rules on the website from time to time, as they are and will be the authoritative statement of the rules in effect at any time. Your continued participation in the program constitutes consent to any such changes.

Only one card issued per person. Spouses of members must have their own membership to accrue points.

Members must be 18 years of age or older.

The Palm may cancel the program at any time.

Accumulated points are not member property and may be revoked, cancelled, limited, or modified at any time, even though such action may affect the member`s right to use previously accumulated points.

Member benefits, including promotional offers, 837 Club awards and birthday certificates may cease after 6 months of zero account activity.

The Palm reserves the right to audit any account at any time.

The Palm may terminate any membership if fraud is suspected.

The Palm is not liable for points or awards lost due to fraudulent or unauthorized use. This includes fraud caused by lost cards. The Palm cannot replace award certificates if lost or stolen.

Palm employees and family members (defined as spouses, children, parents or grandparents) or people living in the same household as a Palm employee are not eligible to participate.

• 837 Club